Storm & Insurance Restoration in Foley, AL

Foley sits inland on Alabama 59, the last town on the run down to the beaches, and FEMA maps the city centroid in Zone X — an area of minimal flood hazard. That combination defines the risk here precisely: what a storm does to a Foley house, it does through the roof. Get the envelope closed and documented and you have contained the event.

So emergency protection comes first. Tarping or temporary cover stops the water while the real repair gets scoped, and it limits interior damage — which is very often the more expensive half of a claim and the half that keeps growing while a decision gets made.

Then the record — and in Foley the hard part of the record is separating new damage from a 2020-era repair that was never right. Adjusters push back on that constantly, so we document the failure mode rather than just the damage: whether a slope let go at the seal strip, whether the flashing was reused, whether the previous work matches what the earlier claim paid for. NOAA's Storm Prediction Center has 330 severe-weather reports on file for Baldwin County over 2000–2025 — 210 damaging-wind with a peak recorded gust of 120 mph in 2009, 67 severe-hail topping out at four inches in 2021, and 53 tornado reports with a strongest rating of EF3. Storms here are not rare events, and the insurers know it; the claim turns on documentation, not on argument.

We inspect for uplift rather than counting missing shingles. A single lifted piece usually means the seal strip released across a whole section, and on the 2020-era replacements that shows up as an entire slope that is no longer adhered even though nothing looks wrong from the driveway.

We restore to pre-storm condition and help you understand what your policy actually covers. Foley is well inside the area we serve from our Fairhope office — call (251) 342-4338.