How much is the Alabama roof grant?

The Strengthen Alabama Homes grant pays up to $10,000 toward upgrading your roof to the FORTIFIED standard — covering 100% of the mitigation cost up to that amount. If the work costs more, you pay the difference. The money is paid directly to your contractor once the roof is certified.

Who runs the program and is it legitimate?

Yes. It's run by the Strengthen Alabama Homes program, a division of the Alabama Department of Insurance, and has operated since 2015. It funds the FORTIFIED Roof standard developed by the Insurance Institute for Business & Home Safety (IBHS).

Generally, if you own and live in an existing single-family home that's your primary residence in a participating county (Baldwin and Mobile have always participated), your home is insured and in good repair, and it isn't listed for sale. There is no income limit. Confirm the current eligibility details on the official site before applying.

Why is the grant so hard to get?

Funding is limited and awarded first-come, first-served on a county-by-county schedule. Each window opens at a set date and 9:00 AM and closes the moment the funding cap is hit — sometimes within minutes — so far more homeowners want it than there are grants. The application also has several tight 7-day deadlines.

Is Liberty Roofing a Strengthen Alabama Homes contractor?

No. Grant-funded roofs have to be built by a contractor on the state's approved-contractor list, and Liberty is not on it — when that list was checked on 2026-08-17 it held 21 contractors and we were not among them. We don't perform grant-funded work and we won't take a job on the suggestion that we might. If grant money is your plan, hire from the official list; we link straight to it.

Does Liberty Roofing do the grant work?

No — grant-funded roofs go to contractors on the state's approved list, and the designation itself is documented by a separately-credentialed, independent FORTIFIED Evaluator (a third party, not your roofer, and not us). What Liberty does is build to the FORTIFIED standard outside the grant program: a free inspection so you know where your roof actually stands, a straight explanation of whether FORTIFIED makes sense for your house, and financing if you miss a funding window or your roof can't wait a quarter.

How much can a FORTIFIED roof save on insurance?

Alabama law requires insurers to discount the wind portion of the premium for a home with a FORTIFIED designation: 35–60% off the hurricane portion and 20–35% off the other-wind portion (Ala. Code § 27-31D-2.1; Alabama Department of Insurance, as of 2026-08-17). Read those as percentages of portions of your premium, not of the whole bill — the rest of the policy, the fire and liability and water coverage, isn't affected. Where you land in each range depends on your carrier, your designation level, and how close to the water you are. Ask your agent for the number on your policy; nobody can give it to you from a web page.

When is the next funding window?

Windows open quarterly by county. As of August 2026, the 2026 schedule had Mobile County opening Jan 6, Apr 7, Jul 7, and Oct 6, and Baldwin County opening Jan 8, Apr 9, Jul 9, and Oct 8 — each at 9:00 AM. Always confirm the current dates on the official Grant Award Schedule, because they change.

Strengthen Alabama Homes · Baldwin & Mobile County

Alabama will pay up to $10,000 toward a stronger roof

The Strengthen Alabama Homes grant covers up to $10,000 to rebuild your roof to the FORTIFIED standard — engineered to survive the hail and hurricane-force wind the Gulf Coast actually gets — and it can cut the wind portion of your insurance premium on top of that. The catch: funding is limited, fiercely competitive, and the windows close fast. This guide shows you exactly how it works and how to be ready.

How to get approved Official application site

Why it's worth the effort

Two ways the grant pays you back

$10,000

toward your new roof

The grant covers 100% of the cost to bring your roof up to the FORTIFIED standard, up to $10,000, paid straight to your contractor when the work is certified.

35–60%

off the hurricane portion of your premium

Alabama law requires insurers to credit a designated home: 35–60% off the hurricane portion and 20–35% off the other-wind portion (Ala. Code § 27-31D-2.1, as of 2026-08-17). Those are percentages of portions of the premium, not of your whole bill — and they repeat every year you own the home. How the discount actually works.

Grant or no grant, somebody has to get on the roof before anyone can plan around it.

Get a free quote (251) 342-4338

Where Liberty stands

We're FORTIFIED-certified, and we're not a grant contractor

Read that twice, because those are two different things and almost every roofing site on this coast lets them blur together. FORTIFIED is a construction standard. Strengthen Alabama Homes is a state grant that pays for one. They have different gatekeepers and different lists. Here is exactly which side of each we're on, and what it means for you.

Yes: we hold the FORTIFIED credential

In the official FORTIFIED directory, Liberty Roofing Company Inc is company 011483, status Compliant, and Dane DeValk is a credentialed provider, ID R011603, Designation: Roofer. That was read live on 2026-08-17, and you can read it yourself in about thirty seconds — no local competitor publishes their ID, so check ours against theirs.

What we are not is your evaluator. A FORTIFIED designation is documented by an independent, third-party FORTIFIED Evaluator with no stake in the roof job. That separation is your protection, and any roofer offering to do both is describing something the program doesn't allow.

Verify us in the FORTIFIED directory

No: we're not on the state's grant list

Grant-funded roofs must be built by a contractor on the Strengthen Alabama Homes approved-contractor list. Liberty is not on it — that list held 21 contractors when it was checked on 2026-08-17, and we weren't among them. We don't perform grant-funded work, and we'd rather tell you that on the way in than let you find out at the bidding step.

So if the grant is your plan, this page is still the right place to be — read it, get ready, and hire from the official list. We wrote the guide to get you approved, not to get you to call us.

The official approved-contractor list

What a FORTIFIED roof is FORTIFIED vs. this grant, side by side

What it actually is

A grant to build a roof that survives the storm

Strengthen Alabama Homes is a program of the Alabama Department of Insurance. It pays to upgrade your roof to FORTIFIED — a beyond-code construction standard from the Insurance Institute for Business & Home Safety (IBHS), proven in the lab and in real hurricanes to keep roofs on and water out.

It's not a cosmetic upgrade. A FORTIFIED roof is re-engineered at the points where Gulf Coast roofs fail — the deck, the fasteners, and the edges. That's why the state, and your insurer, will pay you to have one.

What FORTIFIED means (IBHS)

What a FORTIFIED roof includes

Sealed roof deck
Every seam in the roof decking is taped and the whole deck gets a full underlayment — so even if shingles blow off, water still can't get into the house. This is the single biggest reason fortified roofs survive storms.
Ring-shank nails, tighter pattern
The roof is fastened with ring-shank nails on a tighter schedule, dramatically increasing how much uplift the roof deck can take before it peels away from the framing.
Locked-down edges
Code-plus drip edge and edge metal are fastened along every edge — the place wind gets under a roof and starts to pull it apart.
Wind-rated covering & sealed details
Shingles or panels rated for our coastal wind zone, with attic vents and penetrations detailed so wind-driven rain can't sneak in.

Do you qualify?

Who's eligible

The program is built for everyday homeowners — there's no income cap. In broad strokes, you need:

An existing, owner-occupied, single-family home that is your primary residence (no rentals, condos, townhomes, or mobile homes)
Located in a county that's currently open — Baldwin and Mobile have run since 2015; the state added more counties in late 2025
Not listed for sale during the process
Proof of an in-force homeowners insurance policy (and a wind policy; plus flood if you're in a flood zone)
A home that's in generally good repair
No income limit — there is no income cap to qualify

Eligibility details and participating counties change — confirm the current rules on the official program site before you apply.

The honest part

It's competitive — and the window closes fast

Funding is limited and awarded first-come, first-served by county. Each window opens on a set date at 9:00 AM and closes the instant the money runs out — sometimes in minutes.

After you're in, the process is a series of tight 7-day deadlines — documents, evaluator, bids. Most applications that fail, fail on a missed clock, not on eligibility. Being prepared is the whole game.

Step by step

How the application works

Nine steps, start to finish. Knowing the whole path before you start is half the battle.

01
Create your online profile
Set up your account on the Strengthen Alabama Homes website ahead of time so you're ready when your county opens.
02
Apply the moment your county opens
Applications are taken first-come, first-served on the county's published open date (9:00 AM). When the funding cap is reached, the system closes — sometimes within minutes.
03
Upload your documents within 7 days
Your IRS Form 1040 (or SSA benefit statement), your insurance declaration pages, and a notarized Vendor Disclosure Form. Miss the 7-day clock and the application can be terminated.
04
Pass document review
Program staff review your paperwork and email you to proceed to the evaluation step.
05
Hire a certified FORTIFIED Evaluator (within 7 days)
A separately-credentialed evaluator inspects your home and determines what the roof needs. You pay this fee out of pocket (roughly $300–$500) — the grant does not cover it.
06
Complete the FORTIFIED evaluation
The evaluation is pass/fail. Homes that pass advance to bidding.
07
Choose three approved contractors for bids (within 7 days)
You select three contractors from the state's approved-contractor list, and they submit bids. Don't negotiate or alter the bids — that terminates the application.
08
Get your award and pick a bid (within 7 days)
The grant amount (up to $10,000) is revealed after bids come in. You choose your contractor; the contract is between you and them.
09
Roof gets built, certified, and the grant pays the contractor
The contractor installs to the FORTIFIED standard, IBHS issues your FORTIFIED designation certificate, and the program pays the contractor up to your grant amount. Then take the certificate to your insurer for the discount.

How to actually get approved

The be-ready playbook

The homeowners who win grants aren't luckier — they're readier. Do these before your county's window opens.

1. Create your profile and gather documents BEFORE the window

The single biggest mistake is scrambling on the open date. Set up your SAH account now and have everything scanned and ready: your latest IRS Form 1040 or 1040-SR (or SSA benefit statement), your homeowners and wind insurance declaration pages (and flood, if you're in a flood zone), and a Vendor Disclosure Form already notarized — the notary step is a classic last-minute bottleneck.

2. Treat the open date like concert tickets — apply at 9:00 AM sharp

Funding is capped and first-come, first-served. The portal can fill in minutes. Know your county's exact date and time, be logged in early, and submit the instant it opens. Miss it and you wait a full quarter for the next window.

3. Confirm your insurance is active and your home isn't listed for sale

Both are eligibility requirements. Verify your homeowners and wind policies are in force, and don't have the house on the market while you're in the program.

4. Line up your FORTIFIED Evaluator in advance

Once you clear document review you have only 7 days to get the evaluation moving. Knowing who you'll call saves the window.

5. Get the roof into good repair first

Deferred maintenance, active leaks, or obvious damage can stall the evaluation. A pre-grant roof inspection tells you where you stand — and Liberty Roofing does those free.

6. Calendar every 7-day deadline

The process is a series of tight clocks — documents, evaluator, bids, bid selection. Put each one on your calendar the day you advance. Most failed applications die on a missed deadline, not on eligibility.

Mark your calendar

2026 funding windows for our counties

Windows open quarterly, by county, each at 9:00 AM. These are the dates published for 2026 — but they change, so confirm on the official schedule before you count on one.

Mobile County

Jan 6 · Apr 7 · Jul 7 · Oct 6

Each window opens at 9:00 AM

Baldwin County

Jan 8 · Apr 9 · Jul 9 · Oct 8

Each window opens at 9:00 AM

Verified August 2026. Dates, grant amounts, and eligible counties change every cycle — always confirm on the official Grant Award Schedule.

Live schedule

Where Liberty fits

Your local guide through the process

The grant has you pick your roofer from the state's approved-contractor list and hire an independent FORTIFIED Evaluator. We're on neither of those hooks — we're the FORTIFIED-credentialed local roofer who'll tell you the truth about your roof before you spend a window on it. Here's what that's worth to you either way:

Get you grant-ready

A free roof inspection tells you where your roof actually stands and whether FORTIFIED makes sense — before you spend a window applying and discover a problem at the evaluation.

Explain the standard

We hold the FORTIFIED credential (provider R011603 — look it up), so the walkthrough of what the standard requires and what the evaluation checks comes from someone who builds to it, not someone reading a brochure.

Build it without the grant if you'd rather

Funding runs out and roofs don't wait. If you miss a window or your roof can't hold a quarter, we build to the same FORTIFIED standard outside the program, on your schedule, with financing so a failing roof never becomes an emergency.

Free roof inspection (251) 342-4338

Common questions

Alabama roof grant FAQ

How much is the Alabama roof grant?: The Strengthen Alabama Homes grant pays up to $10,000 toward upgrading your roof to the FORTIFIED standard — covering 100% of the mitigation cost up to that amount. If the work costs more, you pay the difference. The money is paid directly to your contractor once the roof is certified.
Who runs the program and is it legitimate?: Yes. It's run by the Strengthen Alabama Homes program, a division of the Alabama Department of Insurance, and has operated since 2015. It funds the FORTIFIED Roof standard developed by the Insurance Institute for Business & Home Safety (IBHS).
Do I qualify?: Generally, if you own and live in an existing single-family home that's your primary residence in a participating county (Baldwin and Mobile have always participated), your home is insured and in good repair, and it isn't listed for sale. There is no income limit. Confirm the current eligibility details on the official site before applying.
Why is the grant so hard to get?: Funding is limited and awarded first-come, first-served on a county-by-county schedule. Each window opens at a set date and 9:00 AM and closes the moment the funding cap is hit — sometimes within minutes — so far more homeowners want it than there are grants. The application also has several tight 7-day deadlines.
Is Liberty Roofing a Strengthen Alabama Homes contractor?: No. Grant-funded roofs have to be built by a contractor on the state's approved-contractor list, and Liberty is not on it — when that list was checked on 2026-08-17 it held 21 contractors and we were not among them. We don't perform grant-funded work and we won't take a job on the suggestion that we might. If grant money is your plan, hire from the official list; we link straight to it.
But Liberty is a FORTIFIED-certified roofer?: Yes — and those are two separate gates, which is exactly where most of the confusion on this coast comes from. In the official FORTIFIED directory, Liberty Roofing Company Inc is company 011483 with a status of Compliant, and Dane DeValk is a credentialed provider, ID R011603, Designation: Roofer (read live 2026-08-17 — look it up yourself). Holding the FORTIFIED credential is about the construction standard. Being on the state list is about the grant program. A roofer can hold one, both, or neither.
Does Liberty Roofing do the grant work?: No — grant-funded roofs go to contractors on the state's approved list, and the designation itself is documented by a separately-credentialed, independent FORTIFIED Evaluator (a third party, not your roofer, and not us). What Liberty does is build to the FORTIFIED standard outside the grant program: a free inspection so you know where your roof actually stands, a straight explanation of whether FORTIFIED makes sense for your house, and financing if you miss a funding window or your roof can't wait a quarter.
How much can a FORTIFIED roof save on insurance?: Alabama law requires insurers to discount the wind portion of the premium for a home with a FORTIFIED designation: 35–60% off the hurricane portion and 20–35% off the other-wind portion (Ala. Code § 27-31D-2.1; Alabama Department of Insurance, as of 2026-08-17). Read those as percentages of portions of your premium, not of the whole bill — the rest of the policy, the fire and liability and water coverage, isn't affected. Where you land in each range depends on your carrier, your designation level, and how close to the water you are. Ask your agent for the number on your policy; nobody can give it to you from a web page.
When is the next funding window?: Windows open quarterly by county. As of August 2026, the 2026 schedule had Mobile County opening Jan 6, Apr 7, Jul 7, and Oct 6, and Baldwin County opening Jan 8, Apr 9, Jul 9, and Oct 8 — each at 9:00 AM. Always confirm the current dates on the official Grant Award Schedule, because they change.

Where to go next

Start here

Apply at the source

Official Alabama roof-grant links

Applications are made directly to the state — Liberty isn't the application portal. Start here, and confirm the live details before your window:

Program contact: SAH@insurance.alabama.gov · 1-800-433-3966

Not sure where to start?

Let us look at your roof first. A free, no-pressure inspection tells you whether to chase a grant, file a claim, or just keep an eye on it.

Get a Free Inspection (251) 342-4338